| Travel Health Insurance (HA) Tariff VB-KV 2012 (CareMed-Gruppenverträge) |
CareMed Premium, Maximum Coverage - In EURO |
| Costs of out-patient treatment according to physicians’ scale of charges (treatments are refunded in the context of the local rates). |
100% |
| Medically prescribed medicines and dressings |
100% |
| Medically prescribed massages, medical packages and inhalations per year up to |
100% |
| Pregnancy check-ups and treatment |
100% |
| Delivery – after a waiting period of 8 months |
100% |
| Medically prescribed adjuvants following an accident |
100% |
| Painkilling dental treatment at 100% per year up to |
1000 € |
| Restoring function of dentures at 50% per year up to |
2000 € |
| Cost of in-patient treatment in a shared room |
100% |
| Transportation to in-patient treatment |
100% |
| Medically required rehabilitation measures |
100% |
| Cost of medically required patient’s transportation to home country |
100% |
| Repatriation/funeral costs up to |
25,000 € |
| Property Travel Insurance Tariff VB-RS 2012 (CareMed-Gruppenverträge) |
CareMed Premium, Maximum Coverage - In EURO |
| Accident Insurance (I) |
|
| Death |
5000 € |
| In case of invalidity |
40,000 € |
| Rescue Costs |
2500 € |
| Progression in the event of complete invalidity |
350% |
| Travel Assistance (T) |
|
Family member to the bedside of the insured person
(>14 days in-patient) |
100% |
| Return trip due to an emergency |
1000 € |
| Travel Luggage Insurance (L) |
|
| Valuable (e.g. photographic equipment, laptop) |
50% |
| Audio player, portable DVD player |
250 € |
| Surfboards and windsurfing equipment |
500 € |
| Golfing equipment, etc. |
500 € |
| Mobile telephone, glasses, contact lenses, hearing aid |
250 € |
| Damage due to delay in delivery (necessary replacements) |
500 € |
| Liability Insurance (3) |
|
| For personal injuries and damage to property |
2.5 Million € |
| Damage to Rented Property |
25,000 € |
| Deportation costs (own share 10%, minimum of € 100) |
5000 € |
| Emergency Insurance (E) |
|
| Medical necessary return transport on doctor's advice to the insured's home country |
100% |
| Family reunion benefit |
100% |
| Accident salvage, search and rescue charges |
5000 € |
| Repatriation of mortal remains or funeral abroad |
100% |
| Assistance contacting home bank and advance cash supply |
1500 € |
